Members Exchange Credit Union (MECU) of Ridgeland, Mississippi has been serving members for more than 60 years, currently from 3 locations. Its type of membership is a state-chartered natural person credit union. By number of members, it is the 9th largest in Mississippi. It also is the ninth largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and small dollar loans. Financial counseling is among the capabilities they offer.
In addition to vehicle and personal loans and other types of credit, MECU can do real estate loans. Convenience services include check cashing, international remittances and money orders. Members Exchange CU members may also take advantage of student scholarships, income tax preparation assistance and tax refund loans.
Individuals with other financial, savings, and investment needs will want to consider individual development accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web banking, bank by phone and smartphone. Electronically from anywhere, you can apply for membership, apply for a loan, inquire into your account, order checks, open a new share account, loan payments, check previous transactions, make purchases, make share account transfers, bill payer service, download your account history, view electronic statements, do remote deposits and make payments via smartphone.
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Online newspapers and TV stations serving Ridgeland and Mississippi: The Clarion-Ledger, USA Today, or view a national listing of newspapers.
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