COPOCO Community Credit Union of Bay City, Michigan has been serving its members for more than 63 years, currently from 3 locations. It is classified as a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft protection. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling, financial education and financial literacy workshops are available.
In addition to car loans and other types of credit, COPOCO Community CU can do real estate loans and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, low-cost wire transfers and money orders. COPOCO Community CU members may also take advantage of income tax preparation assistance and loans based on expected tax refund.
Business and professional services include business share accounts, business loans and merchant processing services/payment processing. Individuals with other financial, savings, and investment needs will appreciate certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can apply to join the credit union, apply for a loan, inquire into your account, order checks, open a new share account, pay your loan, view account history, make share account transfers, bill payments, download your account history and view statements.
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Online newspapers and TV stations serving Bay City and Michigan: Battle Creek Enquirer, USA Today, or view a national listing of newspapers.
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