Members Cooperative Credit Union (MCCU) of Cloquet, Minnesota has been a member-owned institution for more than 78 years, currently from 5 locations. It is designated as a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards and micro consumer loans. Financial education and financial literacy workshops are offered.
Besides boat, RV, and car loans and other kinds of lending, MCCU can do real estate loans and can grant interest only or payment option first mortgage loans. Employees can help you with check cashing, international remittances, low-cost wire transfers and money orders. Members Cooperative CU members may also benefit from student scholarships, income tax preparation assistance and tax refund anticipation loans.
Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will be pleased to find health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
Available electronic access to MCCU includes Internet banking, automated telephone access and wireless phone apps. Remotely, you can take out a loan, look at your balance, order share drafts, pay your loan, view transactions, transfer money, pay bills, download your account history, get e-Statements and make mobile deposits.
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Online newspapers and TV stations serving Cloquet and Minnesota: Duluth News-Tribune, USA Today, or view a national listing of newspapers.
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