First Community Credit Union (FCCU) of Jamestown, North Dakota has been in service for more than 75 years, currently from 16 locations. Its field of membership is a state-chartered natural person credit union. By number of members, it is the biggest in North Dakota and it has the 4th fastest growing membership in North Dakota. It also is the biggest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cardsand micro consumer loans. Financial counseling, financial education and financial literacy workshops are available.
Besides automobile loans and other kinds of borrowing, FCCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. First Community CU members may also benefit from student scholarships and loans based on expected tax refund.
Services to businesses and professionals include business share accounts, business loans, indirect business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage. People having other financial, savings, and investment needs will appreciate health savings accounts, individual development accounts and insurance/investment products that are offered.
Available electronic access to FCCU includes Internet account access, bank by phone and wireless phone apps. From home, you can take out a loan, look at your balance, order share drafts, loan payments, view account history, transfer money, online bill pay, download your account history, view statements and capture remote deposits.
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Online newspapers and TV stations serving Jamestown and North Dakota: Grand Forks Herald, USA Today, or view a national listing of newspapers.
Thinking of buying a car? See North Dakota car dealers listed alphabetically by city.