GECU Credit Union (GECU) of El Paso, Texas has been in operation for more than 82 years, currently from 19 locations. It is considered a state-chartered natural person credit union. By number of members, it is the 3rd largest in Texas. It also is the third largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, GECU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, international remittances, low-cost wire transfers and money orders. GECU CU members may also benefit from in-school branches, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider individual development accounts, certificates of deposits and insurance/investment products that are offered.
You can do business with GECU via home banking over the web, phone account access and mobile banking apps. Automated functions let you enter loan applications, check your balance, order share drafts, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history and view electronic statements.
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Online newspapers and TV stations serving El Paso and Texas: El Paso Times, USA Today, or view a national listing of newspapers.
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