S. C. State Federal Credit Union (SCU or State Credit Union) of Columbia, South Carolina has been operating for more than 62 years, currently from 18 locations. It is a primarily government employee common bond. By number of members, it is the 6th largest in South Carolina. It also is the sixth largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling and financial education is offered.
In addition to auto loans and other types of credit, SCU or State Credit Union can do real estate loans. Employees can help you with check cashing, international remittances and low-cost wire transfers. S. C. State FCU members may also take advantage of bilingual services.
Business and professional services include mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will be pleased to find individual development accounts that are offered.
The "virtual branch office" can be accessed via web based banking and phone based audio response. Online features make it possible to apply for a loan, inquire into your account, order checks, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
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Online newspapers and TV stations serving Columbia and South Carolina: The State, The Herald, or view a national listing of newspapers.
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