Electel Cooperative Federal Credit Union of Raleigh, North Carolina has been in operation for more than 45 years, currently from 4 locations. It is considered a primarily communications or utilities common bond.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
Besides auto loans and other kinds of loans, Electel Cooperative FCU can do real estate loans. Convenience services include low-cost wire transfers. Electel Cooperative FCU members may also benefit from student scholarships.
Available electronic access includes Internet account access and bank by phone. Any time, anywhere, you can apply for membership, take out a loan, look at your balance, order share drafts, setup a new share account, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history and view electronic statements.
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