Self-Help Federal Credit Union (CT Prospera or Community Trust) of Durham, North Carolina has been operating for more than 6 years, currently from 25 locations. It is a multiple common bond credit union. By number of members, it is the 10th largest in North Carolina. It also is the tenth largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and small dollar loans. Financial counseling, financial education and financial literacy workshops are offered.
In addition to auto loans and other types of credit, CT Prospera or Community Trust can do real estate loans. Employees can help you with check cashing, international remittances, low-cost wire transfers and money orders. Self-Help FCU members may also take advantage of bilingual services, student scholarships and tax refund anticipation loans.
Business and professional services include business share accounts, business loans and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will be pleased to find individual development accounts and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to inquire into your account, order checks, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
Free credit report for Canada residents.
Monitor your credit and protect against identity theft! Who checked your credit report recently, and what did they see?
Special offer to credit union members. See your instant credit report.
Also see our daily credit union news page.
Online newspapers and TV stations serving Durham and North Carolina: The News & Observer, News & Record, or view a national listing of newspapers.
Thinking of buying a car? See North Carolina car dealers listed alphabetically by city.