Spirit of America Federal Credit Union of Lincoln, Nebraska has been operating for more than 71 years. It is a primarily government employee common bond. It has the 7th fastest growing assets in Nebraska.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers small dollar loans. Financial education is offered.
In addition to auto loans and other types of credit, Spirit of America FCU can do real estate loans and has indirect mortgage loans. Employees can help you with check cashing, low-cost wire transfers and money orders. Spirit of America FCU members may also take advantage of tax refund anticipation loans.
Individuals with other financial, savings, and investment needs will be pleased to find insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to inquire into your account, order checks, manage loan payments, view transactions, make purchases, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
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