Mountain America Federal Credit Union (MACU) of West Jordan, Utah has been in operation for more than 78 years, currently from 77 locations. It is considered a multiple common bond credit union. By number of members, it is the 2nd largest in Utah and it has the 4th fastest growing membership in Utah. It also is the second largest in the state by assets. It has the 7th fastest growing assets in Utah.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft protection. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and short term small amount loans. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, MACU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, international remittances, low-cost wire transfers and money orders. Mountain America FCU members may also benefit from bilingual services, student scholarships and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider health savings accounts, individual development accounts and insurance/investment products that are offered.
You can do business with MACU via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements, do remote deposits and make payments via smartphone.
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