America's First Federal Credit Union of Birmingham, AL has 125,982 members and assets of $1.3 billion. The credit union, opened in 1936, has 263 full time employees and 31 part time employees , or 453 members per employee, compared to a national average of 430.

America's First FCU

America's First Federal Credit Union, Birmingham


America's First Federal Credit Union
1200 4th Ave N
Birmingham, AL 35203

America's First Federal Credit Union (AFFCU) of Birmingham, Alabama has been in service for more than 78 years, currently from 18 locations. Its field of membership is a community credit union. By number of members, it is the 2nd largest in Alabama. It also is the second largest in the state by assets.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and micro consumer loans.

Besides new and used car loans and other kinds of borrowing, AFFCU can do real estate loans. Conveniences include low-cost wire transfers. America's First FCU members may also benefit from bilingual services.

Services to businesses and professionals include business share accounts, business loans, micro business loans and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will appreciate health savings accounts that are offered.

You can do business with AFFCU via online banking, phone based audio response and mobile banking apps. Automated capabilities allow you to apply to join the credit union, enter loan applications, check your balance, order share drafts, setup a new share account, manage loan payments, view account history, transfer money, online bill pay, download your account history, view statements and make mobile check deposits.


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