Allegacy Federal Credit Union of Winston Salem, NC has 102,791 members and assets of $1.1 billion. The credit union, opened in 1967, has 304 full time employees and 36 part time employees , or 319 members per employee, compared to a national average of 430.

Allegacy FCU

Allegacy Federal Credit Union, Winston Salem


Allegacy Federal Credit Union
1691 Westbrook Plaza Dr
Winston Salem, NC 27103

Allegacy Federal Credit Union of Winston Salem, North Carolina has been operating for more than 47 years, currently from 21 locations. It is a primarily manufacturing common bond. By number of members, it is the 5th biggest in North Carolina. It also is the fifth biggest in the state by assets.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers small dollar loans. Financial counseling, financial education and financial literacy workshops are offered.

In addition to auto loans and other types of credit, Allegacy FCU can do real estate loans and can grant interest only or payment option first mortgage loans. Employees can help you with check cashing and low-cost wire transfers. Allegacy FCU members may also take advantage of bilingual services, in-school branches and student scholarships.

Business and professional services include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will be pleased to find health savings accounts that are offered.

The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to file membership applications, apply for a loan, inquire into your account, order checks, open a new share account, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history, get e-Statements, make deposits remotely and make mobile payments.


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