SPIRE Federal Credit Union of Falcon Heights, MN has 65,112 members and assets of $626 million. The credit union, opened in 1934, has 133 full time employees and 11 part time employees , or 472 members per employee, compared to a national average of 430.


SPIRE Federal Credit Union, Falcon Heights


SPIRE Federal Credit Union
2025 Larpenteur Ave W
Falcon Heights, MN 55113

SPIRE Federal Credit Union (GMCU) of Falcon Heights, Minnesota has been serving its members for more than 80 years, currently from 11 locations. It is classified as a multiple common bond credit union. By number of members, it is the 5th biggest in Minnesota. It also is the fifth biggest in the state by assets.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers share-secured credit cards. Financial literacy workshops are available.

In addition to car loans and other types of credit, GMCU can do real estate loans and can grant interest only or payment option first mortgage loans. Conveniences include check cashing. SPIRE FCU members may also take advantage of income tax preparation assistance.

Business and professional services include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will appreciate health savings accounts and certificates of deposits that are offered.

The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can apply for a loan, inquire into your account, order checks, open a new share account, pay your loan, view account history, make share account transfers, bill payments, download your account history, view statements, make deposits remotely and make payments via mobile devices.


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