RTN Federal Credit Union of Waltham, Massachusetts has been in operation for more than 69 years, currently from 19 locations. It is considered a primarily metals industry common bond serving more than 600 employer groups including Raytheon Company, and Brigham and Women’s Hospital.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, RTN FCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include international remittances, low-cost wire transfers and money orders. RTN FCU members may also benefit from bilingual services, student scholarships, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider individual development accounts, certificates of deposits and insurance/investment products that are offered.
You can do business with the credit union via home banking over the web, phone account access and mobile banking apps. Automated functions let you enter loan applications, check your balance, order share drafts, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements, do remote deposits and make payments via smartphone.
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