GFA Federal Credit Union of Gardner, MA has 28,947 members and assets of $419 million. The credit union, opened in 1938, has 75 full time employees and 18 part time employees , or 345 members per employee, compared to a national average of 430.


GFA Federal Credit Union, Gardner


GFA Federal Credit Union
229 Parker St
Gardner, MA 01440

GFA Federal Credit Union of Gardner, Massachusetts has been serving its members for more than 76 years, currently from 9 locations. It is classified as a community credit union. It has the 3rd fastest growing membership in Massachusetts.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program and small dollar loans. Financial counseling, financial education and financial literacy workshops are available.

In addition to vehicle loans and other types of credit, GFA FCU can do real estate loans and has a first time homebuyer program. Conveniences include check cashing, low-cost wire transfers and money orders. GFA FCU members may also take advantage of bilingual services, student scholarships and loans based on expected tax refund.

Business and professional services include business share accounts, business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Those with other financial, savings, and investment needs will appreciate health savings accounts and insurance/investment products that are offered.

You can visit the credit union electronically via online account access, bank by phone and mobile. Remote functions allow you to apply to join the credit union, fill out a loan app, get your account balance, order checks, make loan payments, view account history, make purchases, make share account transfers, bill payments, download your account history, view statements and do remote check image deposits.


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