IC Federal Credit Union (ICFCU) of Fitchburg, Massachusetts has been in operation for more than 80 years, currently from 7 locations. It is considered a community credit union. It has the 9th fastest growing assets in Massachusetts.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and micro consumer loans. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, ICFCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing and money orders. IC FCU members may also benefit from bilingual services, student scholarships and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider insurance/investment products that are offered.
You can do business with ICFCU via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and do remote deposits.
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