Alternatives Federal Credit Union (AFCU) of Ithaca, New York has been operating for more than 36 years. It is a multiple common bond credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, and share-secured credit cards. Financial counseling, financial education and financial literacy workshops are offered.
In addition to automobile loans and other types of credit, AFCU can do real estate loans and has a first time homebuyer program. Employees can help you with low-cost wire transfers. Alternatives FCU members may also take advantage of in-school branches.
Business and professional services include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Those with other financial, savings, and investment needs will be pleased to find health savings accounts that are offered.
You can visit AFCU electronically via Internet home banking and phone account access. Online, you can file membership applications, fill out a loan app, get your account balance, order checks, do loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
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Online newspapers and TV stations serving Ithaca and New York: The Ithaca Journal, Press & Sun-Bulletin, or view a national listing of newspapers.
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