Michigan State University Federal Credit Union (Oakland University Credit Union) of East Lansing, Michigan has been operating for more than 35 years, currently from 13 locations. It is a primarily education field common bond. By number of members, it is the 3rd largest in Michigan. It also is the third largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards, short term small amount loans and small dollar loans. Financial counseling, financial education and financial literacy workshops are offered.
In addition to auto loans and other types of credit, MSUFCU can do real estate loans and has a first time homebuyer program. Employees can help you with check cashing, international remittances, low-cost wire transfers and money orders. Michigan State University FCU members may also take advantage of bilingual services, income tax preparation assistance and tax refund anticipation loans.
Business and professional services include business share accounts, business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will be pleased to find health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to file membership applications, apply for a loan, inquire into your account, order checks, open a new share account, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history, get e-Statements and make deposits remotely.
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Online newspapers and TV stations serving East Lansing and Michigan: Battle Creek Enquirer, USA Today, or view a national listing of newspapers.
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