Element Federal Credit Union of Charleston, WV has 4,572 members and assets of $27 million. The credit union, opened in 1978, has 13 full time employees and 1 part time employee , or 352 members per employee, compared to a national average of 430.

Element FCU

Element Federal Credit Union, Charleston

 

Address
Element Federal Credit Union
3418 Maccorkle Ave Se
Charleston, WV 25304
Phone
(304)721-4145
Website

Element Federal Credit Union of Charleston, West Virginia has been in operation for more than 36 years, currently from 3 locations. It is considered a primarily government employee common bond.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling and financial education is among the capabilities they offer.

Besides auto loans and other kinds of loans, Element FCU can do real estate loans. Convenience services include check cashing, low-cost wire transfers and money orders. Element FCU members may also benefit from income tax preparation assistance and tax refund loans.

Services to businesses and professionals include mortgage processing. People having other financial, savings, and investment needs will want to consider certificates of deposits and insurance/investment products that are offered.

Available electronic access includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can apply for membership, take out a loan, look at your balance, order share drafts, setup a new share account, make loan payments, check previous transactions, purchase merchandise, transfer money, automate your bill payments, download your account history, view electronic statements, capture remote deposits and make payments via smartphone.

 

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