CPM Federal Credit Union of North Charleston, South Carolina has been in operation for more than 59 years, currently from 12 locations. It is considered a multiple common bond credit union. By number of members, it is the 9th largest in South Carolina. It also is the ninth largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides auto loans and other kinds of loans, CPM FCU can do real estate loans. Convenience services include check cashing, low-cost wire transfers and money orders. CPM FCU members may also benefit from bilingual services, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider certificates of deposits and insurance/investment products that are offered.
Available electronic access includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can take out a loan, look at your balance, order share drafts, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history and view electronic statements.
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