Mohawk Valley Federal Credit Union of Utica, New York has been serving members for more than 43 years, currently from 2 locations. Its type of membership is a primarily government employee common bond.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
Financial education is among the capabilities they offer.
In addition to vehicle and personal loans and other types of credit, Mohawk Valley FCU can do real estate loans. Convenience services include low-cost wire transfers and money orders. Mohawk Valley FCU members may also take advantage of income tax preparation assistance and tax refund loans.
Individuals with other financial, savings, and investment needs will want to consider certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web banking, bank by phone and smartphone. Electronically from anywhere, you can inquire into your account, check previous transactions, make share account transfers and bill payer service.
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