Luso Federal Credit Union of Ludlow, Massachusetts has been in operation for more than 43 years. It is considered a community credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and micro consumer loans. Financial counseling is among the capabilities they offer.
Besides auto loans and other kinds of loans, Luso FCU can do real estate loans and can grant interest only or payment option first mortgage loans. Convenience services include check cashing and money orders. Luso FCU members may also benefit from bilingual services, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider certificates of deposits and insurance/investment products that are offered.
Available electronic access includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can apply for membership, take out a loan, look at your balance, order share drafts, setup a new share account, make loan payments, check previous transactions, purchase merchandise, transfer money, automate your bill payments, download your account history and view electronic statements.
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Online newspapers and TV stations serving Ludlow and Massachusetts: The Hartford Courant, Norwich Bulletin, Boston Globe, or view a national listing of newspapers.
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