Americhoice Federal Credit Union of Mechanicsburg, Pennsylvania has been serving its members for more than 44 years, currently from 5 locations. It is classified as a community credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and short term small amount loans. Financial education and financial literacy workshops are available.
In addition to car loans and other types of credit, Americhoice FCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, low-cost wire transfers and money orders. Americhoice FCU members may also take advantage of in-school branches, income tax preparation assistance and loans based on expected tax refund.
Business and professional services include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will appreciate health savings accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can apply to join the credit union, apply for a loan, inquire into your account, order checks, open a new share account, pay your loan, view account history, make share account transfers, bill payments, download your account history, view statements, make deposits remotely and make payments via mobile devices.
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Online newspapers and TV stations serving Mechanicsburg and Pennsylvania: Sunday News, Lancaster New Era, Intelligencer-Journal, or view a national listing of newspapers.
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