SEMC Federal Credit Union of Edgewood, KY has 8,665 members and assets of $47 million. The credit union, opened in 1970, has 13 full time employees and 2 part time employees , or 619 members per employee, compared to a national average of 430.


SEMC Federal Credit Union, Edgewood


SEMC Federal Credit Union
577 Dudley Pike
Edgewood, KY 41017

SEMC Federal Credit Union (Cove Federal Credit Union) of Edgewood, Kentucky has been operating for more than 44 years, currently from 3 locations. It is a primarily health care field common bond. It has the 10th fastest growing membership in Kentucky. It has the 7th fastest growing assets in Kentucky.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and short term small amount loans. Financial education is offered.

In addition to automobile loans and other types of credit, Cove Federal Credit Union can do real estate loans. Employees can help you with check cashing, low-cost wire transfers and money orders. SEMC FCU members may also take advantage of student scholarships, income tax preparation assistance and tax refund anticipation loans.

Those with other financial, savings, and investment needs will be pleased to find certificates of deposits and insurance/investment products that are offered.

You can visit Cove Federal Credit Union electronically via Internet home banking, phone account access and mobile. Online, you can fill out a loan app, get your account balance, order checks, do loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.


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