Bay Winds Federal Credit Union (BWFCU) of Charlevoix, Michigan has been in operation for more than 45 years, currently from 6 locations. It is considered a community credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling is among the capabilities they offer.
Besides auto loans and other kinds of loans, BWFCU can do real estate loans and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, international remittances, low-cost wire transfers and money orders. Bay Winds FCU members may also benefit from student scholarships, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans and micro business loans. People having other financial, savings, and investment needs will want to consider health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
Available electronic access to BWFCU includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can take out a loan, look at your balance, order share drafts, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history and view electronic statements.
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Online newspapers and TV stations serving Charlevoix and Michigan: Battle Creek Enquirer, USA Today, or view a national listing of newspapers.
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