Montgomery County Employees Federal Credit Union of Germantown, MD has 12,483 members and assets of $100 million. The credit union, opened in 1968, has 24 full time employees and no part time employees , or 520 members per employee, compared to a national average of 430.

Montgomery County Employees FCU

Montgomery County Employees Federal Credit Union, Germantown


Montgomery County Employees Federal Credit Union
19785 Crystal Rock Dr Suite 201
Germantown, MD 20874

Montgomery County Employees Federal Credit Union (EFCU) of Germantown, Maryland has been serving its members for more than 46 years, currently from 2 locations. It is classified as a primarily government employee common bond. It has the 10th fastest growing assets in Maryland.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers short term small amount loans. Financial counseling and financial education is available.

In addition to car loans and other types of credit, EFCU can do real estate loans. Conveniences include check cashing, low-cost wire transfers and money orders. Montgomery County Employees FCU members may also take advantage of loans based on expected tax refund.

Individuals with other financial, savings, and investment needs will appreciate insurance/investment products that are offered.

The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can apply for a loan, inquire into your account, order checks, pay your loan, view account history, make share account transfers, bill payments, download your account history, view statements, make deposits remotely and make payments via mobile devices.


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