Mid-Atlantic Federal Credit Union (MAFCU) of Germantown, Maryland has been in service for more than 46 years, currently from 4 locations. Its field of membership is a community credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
Financial counseling, financial education and financial literacy workshops are available.
Besides automobile loans and other kinds of borrowing, MAFCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Conveniences include low-cost wire transfers and money orders. Mid-Atlantic FCU members may also benefit from student scholarships, income tax preparation assistance and loans based on expected tax refund.
Services to businesses and professionals include business share accounts, business loans, indirect business loans, merchant processing services/payment processing, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will appreciate certificates of deposits and insurance/investment products that are offered.
Available electronic access to MAFCU includes Internet account access, bank by phone and wireless phone apps. From home, you can apply to join the credit union, take out a loan, look at your balance, order share drafts, setup a new share account, loan payments, view account history, transfer money, online bill pay, download your account history, view statements and capture remote deposits.
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