Garden Savings Federal Credit Union of Parsippany, New Jersey has been serving its members for more than 46 years, currently from 5 locations. It is classified as a primarily communications or utilities common bond. By number of members, it is the 10th largest in New Jersey. It also is the tenth largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and share-secured credit cards. Financial education is available.
In addition to vehicle loans and other types of credit, Garden Savings FCU can do real estate loans. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. Garden Savings FCU members may also take advantage of bilingual services, student scholarships, income tax preparation assistance and loans based on expected tax refund.
Business and professional services include business share accounts, business loans, merchant processing services/payment processing, mortgage processing and the credit union is an approved mortgage seller. Those with other financial, savings, and investment needs will appreciate individual development accounts, certificates of deposits and insurance/investment products that are offered.
You can visit the credit union electronically via online account access and bank by phone. Remote functions allow you to apply to join the credit union, fill out a loan app, get your account balance, order checks, open a new share account, make loan payments, view account history, make share account transfers, bill payments, download your account history and view statements.
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Online newspapers and TV stations serving Parsippany and New Jersey: The Courier News, The Journal News, The Home News & Tribune, or view a national listing of newspapers.
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