Penobscot County Federal Credit Union of Old Town, ME has 7,986 members and assets of $52 million. The credit union, opened in 1968, has 23 full time employees and 2 part time employees , or 333 members per employee, compared to a national average of 430.

Penobscot County FCU

Penobscot County Federal Credit Union, Old Town


Penobscot County Federal Credit Union
205 Main St
Old Town, ME 04468

Penobscot County Federal Credit Union (PCFCU) of Old Town, Maine has been operating for more than 46 years, currently from 3 locations. It is a community credit union. It has the 9th fastest growing membership in Maine.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, overdraft protection and overdraft lines of credit. Debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards, short term small amount loans and small dollar loans. Financial counseling and financial education is offered.

In addition to auto loans and other types of credit, PCFCU can do real estate loans. Employees can help you with check cashing and money orders. Penobscot County FCU members may also take advantage of in-school branches and tax refund anticipation loans.

Business and professional services include business share accounts, business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will be pleased to find insurance/investment products that are offered.

The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to apply for a loan, inquire into your account, order checks, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.


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