Hudson Valley Federal Credit Union (HVFCU) of Poughkeepsie, New York has been in service for more than 51 years, currently from 20 locations. Its field of membership is a community credit union. By number of members, it is the 4th biggest in New York. It also is the fourth biggest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling, financial education and financial literacy workshops are available.
Besides new and used car loans and other kinds of borrowing, HVFCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, low-cost wire transfers and money orders. Hudson Valley FCU members may also benefit from bilingual services, income tax preparation assistance and loans based on expected tax refund.
Services to businesses and professionals include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will appreciate health savings accounts, certificates of deposits and insurance/investment products that are offered.
You can do business with HVFCU via online banking, phone based audio response and mobile banking apps. Automated capabilities allow you to apply to join the credit union, enter loan applications, check your balance, order share drafts, setup a new share account, manage loan payments, view account history, transfer money, online bill pay, download your account history, view statements, make mobile check deposits and make payments via mobile devices.
Free credit report for Canada residents.
Monitor your credit and protect against identity theft! Who checked your credit report recently, and what did they see?
Special offer to credit union members. See your instant credit report.
Also see our daily credit union news page.
Online newspapers and TV stations serving Poughkeepsie and New York: Poughkeepsie Journal, The Greenwich Time, The Stamford Advocate, or view a national listing of newspapers.
Thinking of buying a car? See New York car dealers listed alphabetically by city.