American Spirit Federal Credit Union of Newark, Delaware has been serving its members for more than 51 years, currently from 3 locations. It is classified as a primarily manufacturing common bond. By number of members, it is the 5th biggest in Delaware and it has the 5th fastest growing membership in Delaware. It also is the fifth biggest in the state by assets. It has the 8th fastest growing assets in Delaware.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and short term small amount loans. Financial counseling and financial education is available.
In addition to car loans and other types of credit, American Spirit FCU can do real estate loans. Conveniences include check cashing, low-cost wire transfers and money orders. American Spirit FCU members may also take advantage of loans based on expected tax refund.
Business and professional services include business share accounts and business loans. Individuals with other financial, savings, and investment needs will appreciate insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking and automated telephone access. From home, you can apply for a loan, inquire into your account, order checks, pay your loan, view account history, make share account transfers, bill payments, download your account history and view statements.
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Online newspapers and TV stations serving Newark and Delaware: The News Journal, Sunday News, Lancaster New Era, or view a national listing of newspapers.
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