Spirit of Alaska Federal Credit Union of Fairbanks, AK has 10,226 members and assets of $137 million. The credit union, opened in 1960, has 51 full time employees and 9 part time employees , or 186 members per employee, compared to a national average of 430.

Spirit of Alaska FCU

Spirit of Alaska Federal Credit Union, Fairbanks


Spirit of Alaska Federal Credit Union
1417 Gillam Way
Fairbanks, AK 99701

Spirit of Alaska Federal Credit Union (AFCU) of Fairbanks, Alaska has been in operation for more than 54 years, currently from 4 locations. It is considered a primarily education field common bond. By number of members, it is the 7th largest in Alaska and it has the 7th fastest growing membership in Alaska. It also is the seventh largest in the state by assets. It has the 9th fastest growing assets in Alaska.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.

For members needing to establish credit, the credit union offers share-secured credit cards, short term small amount loans and micro consumer loans.

Besides auto loans and other kinds of loans, AFCU can do real estate loans and can grant interest only or payment option first mortgage loans. Convenience services include low-cost wire transfers and money orders. Spirit of Alaska FCU members may also benefit from tax refund loans.

Services to businesses and professionals include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider insurance/investment products that are offered.

Available electronic access to AFCU includes Internet account access and bank by phone. Any time, anywhere, you can apply for membership, take out a loan, look at your balance, order share drafts, setup a new share account, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history and view electronic statements.


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