Escondido Federal Credit Union (EFCU) of Escondido, California has been in service for more than 55 years, currently from 2 locations. Its field of membership is a primarily government employee common bond.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards, short term small amount loans and micro consumer loans. Financial education is available.
Besides automobile loans and other kinds of borrowing, EFCU can do real estate loans. Conveniences include check cashing, low-cost wire transfers and money orders. Escondido FCU members may also benefit from student scholarships, income tax preparation assistance and loans based on expected tax refund.
People having other financial, savings, and investment needs will appreciate certificates of deposits and insurance/investment products that are offered.
Available electronic access to EFCU includes Internet account access and bank by phone. From home, you can look at your balance, order share drafts, loan payments, view account history, transfer money, online bill pay and view statements.
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Online newspapers and TV stations serving Escondido and California: San Diego Union-Tribune, The Desert Sun, The Press Enterprise, or view a national listing of newspapers.
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