Carolina Trust Federal Credit Union of Myrtle Beach, South Carolina has been in operation for more than 56 years, currently from 7 locations. It is considered a community credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and micro consumer loans. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides auto loans and other kinds of loans, Carolina Trust FCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, international remittances and low-cost wire transfers. Carolina Trust FCU members may also benefit from bilingual services, student scholarships and income tax preparation assistance.
Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider health savings accounts, individual development accounts and certificates of deposits that are offered.
Available electronic access includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can apply for membership, take out a loan, look at your balance, order share drafts, setup a new share account, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and capture remote deposits.
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Online newspapers and TV stations serving Myrtle Beach and South Carolina: The Greenville News, USA Today, or view a national listing of newspapers.
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