Bay Federal Credit Union of Capitola, CA has 55,595 members and assets of $704 million. The credit union, opened in 1957, has 176 full time employees and 8 part time employees , or 309 members per employee, compared to a national average of 430.


Bay Federal Credit Union, Capitola


Bay Federal Credit Union
3333 Clares St
Capitola, CA 95010

Bay Federal Credit Union of Capitola, California has been in operation for more than 57 years, currently from 7 locations. It is considered a community credit union.

Checking services include share certificates with low minimum balance requirements, bill pay services and overdraft protection. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.

Besides car loans and other kinds of loans, Bay FCU can do real estate loans. Convenience services include check cashing, international remittances and money orders. Bay FCU members may also benefit from bilingual services, student scholarships, income tax preparation assistance and tax refund loans.

Services to businesses and professionals include mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider individual development accounts, certificates of deposits and insurance/investment products that are offered.

You can do business with the credit union via home banking over the web, phone account access and mobile banking apps. Automated functions let you enter loan applications, check your balance, order share drafts, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and do remote deposits.


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