Northland Area Federal Credit Union of Oscoda, MI has 38,472 members and assets of $280 million. The credit union, opened in 1957, has 113 full time employees and 14 part time employees , or 321 members per employee, compared to a national average of 430.

Northland Area FCU

Northland Area Federal Credit Union, Oscoda


Northland Area Federal Credit Union
4346 F 41
Oscoda, MI 48750

Northland Area Federal Credit Union of Oscoda, Michigan has been in service for more than 57 years, currently from 13 locations. Its field of membership is a community credit union.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling, financial education and financial literacy workshops are available.

Besides new and used car loans and other kinds of borrowing, Northland Area FCU can do real estate loans and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, low-cost wire transfers and money orders. Northland Area FCU members may also benefit from loans based on expected tax refund.

Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will appreciate insurance/investment products that are offered.

You can do business with the credit union via online banking, phone based audio response and mobile banking apps. Automated capabilities allow you to enter loan applications, check your balance, order share drafts, manage loan payments, view account history, transfer money, online bill pay, download your account history and view statements.


Get a quote on loan rates

Get a quote on a loan

Find a credit union by city, state, or name:


See your credit report

Special offer to credit union members. See your instant credit report.

Other credit unions around Oscoda

H.P.C. Credit Union H.P.C. Credit Union , Alpena (43 miles.)

Thunder Bay Area Credit Union Thunder Bay Area Credit Union , Alpena (43 miles.)

Alpena-Alcona Area Credit Union Alpena-Alcona Area Credit Union , Alpena (43 miles.)

Alpena Community Credit Union Alpena Community Credit Union , Alpena (43 miles.)

Besser Credit Union Besser Credit Union , Alpena (43 miles.)

Free credit report for Canada residents.
Monitor your credit and protect against identity theft! Who checked your credit report recently, and what did they see?


Also see our daily credit union news page.

Find Local Credit Unions

Find a credit union
Look up other Michigan credit unions. Locate others that have a community FCU charter.


Online newspapers and TV stations serving Oscoda and Michigan: Battle Creek Enquirer, USA Today, or view a national listing of newspapers.


Thinking of buying a car? See Michigan car dealers listed alphabetically by city.


Links to third-party websites are not under the control of Credit Union Access