Sperry Marine Federal Credit Union (SMFCU) of Charlottesville, Virginia has been serving its members for more than 57 years, currently from 2 locations. It is classified as a primarily manufacturing common bond.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program.
In addition to car loans and other types of credit, SMFCU can do real estate loans. Conveniences include check cashing, low-cost wire transfers and money orders. Sperry Marine FCU members may also take advantage of loans based on expected tax refund.
Business and professional services include business share accounts and business loans. Individuals with other financial, savings, and investment needs will appreciate insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking and automated telephone access. From home, you can apply to join the credit union, apply for a loan, inquire into your account, order checks, pay your loan, view account history, make share account transfers, bill payments, download your account history and view statements.
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