Bayer Heritage Federal Credit Union of Proctor, West Virginia has been in operation for more than 57 years, currently from 10 locations. It is considered a primarily chemical industry common bond. By number of members, it is the 3rd largest in West Virginia and it has the 3rd fastest growing membership in West Virginia. It also is the third largest in the state by assets. It has the 5th fastest growing assets in West Virginia.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, Bayer Heritage FCU can do real estate loans. Convenience services include check cashing, international remittances, low-cost wire transfers and money orders. Bayer Heritage FCU members may also benefit from bilingual services, student scholarships, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, indirect business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider individual development accounts, certificates of deposits and insurance/investment products that are offered.
You can do business with the credit union via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, purchase merchandise, transfer money, automate your bill payments, download your account history, view electronic statements and do remote deposits.
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Online newspapers and TV stations serving Proctor and West Virginia: The Marietta Times, Times Recorder, Coshocton Tribune, or view a national listing of newspapers.
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