Panhandle Educators Federal Credit Union (PEFCU) of Panama City, Florida has been operating for more than 57 years, currently from 5 locations. It is a primarily education field common bond. It has the 10th fastest growing assets in Florida.
Checking services include no cost share drafts, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and share-secured credit cards.
In addition to auto loans and other types of credit, PEFCU can do real estate loans and can grant interest only or payment option first mortgage loans. Employees can help you with check cashing, international remittances, low-cost wire transfers and money orders. Panhandle Educators FCU members may also take advantage of bilingual services, student scholarships, income tax preparation assistance and tax refund anticipation loans.
Business and professional services include business share accounts, business loans, merchant processing services/payment processing, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will be pleased to find individual development accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to file membership applications, apply for a loan, inquire into your account, order checks, open a new share account, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history, get e-Statements and make deposits remotely.
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