East River Federal Credit Union of Madison, SD has 3,117 members and assets of $30 million. The credit union, opened in 1956, has 10 full time employees and 1 part time employee , or 312 members per employee, compared to a national average of 430.

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East River Federal Credit Union (ERFCU) of Madison, South Dakota has been a member-owned institution for more than 58 years. It is designated as a community credit union. ERFCU serves persons who live, work, worship or attend school in, and businesses and other legal entities located in Lake County and Miner County, South Dakota.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling and financial education is offered.

Besides boat, RV, and car loans and other kinds of lending, ERFCU can do real estate loans and can grant interest only or payment option first mortgage loans. Employees can help you with check cashing, low-cost wire transfers and money orders. East River FCU members may also benefit from student scholarships, income tax preparation assistance and tax refund anticipation loans.

People having other financial, savings, and investment needs will be pleased to find health savings accounts, certificates of deposits and insurance/investment products that are offered.

Available electronic access to ERFCU includes Internet banking, automated telephone access and wireless phone apps. Remotely, you can file membership applications, take out a loan, look at your balance, order share drafts, setup a new share account, pay your loan, view transactions, transfer money, pay bills, download your account history and get e-Statements.

 

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