Utica District Telephone Employees Federal Credit Union (UTELFCU) of Utica, New York has been serving its members for more than 58 years. It is classified as a primarily communications or utilities common bond.
Checking services include no cost share drafts, share certificates with low minimum balance requirements and bill pay services. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling is available.
In addition to car loans and other types of credit, UTELFCU can do real estate loans. Conveniences include check cashing and money orders. Utica District Telephone Employees FCU members may also take advantage of income tax preparation assistance and loans based on expected tax refund.
Business and professional services include mortgage processing. Individuals with other financial, savings, and investment needs will appreciate certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking and automated telephone access. From home, you can inquire into your account, order checks, pay your loan, view account history, make purchases, make share account transfers, bill payments, download your account history and view statements.
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