Heritage Trust Federal Credit Union of Summerville, SC has 43,256 members and assets of $487 million. The credit union, opened in 1955, has 190 full time employees and 13 part time employees , or 221 members per employee, compared to a national average of 430.

Heritage Trust FCU

Heritage Trust Federal Credit Union, Summerville


Heritage Trust Federal Credit Union
200 Marymeade Dr
Summerville, SC 29483

Heritage Trust Federal Credit Union of Summerville, South Carolina has been serving its members for more than 59 years, currently from 13 locations. It is classified as a primarily military common bond.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.

For members needing to establish credit, the credit union offers share-secured credit cards, short term small amount loans and small dollar loans. Financial counseling, financial education and financial literacy workshops are available.

In addition to car loans and other types of credit, Heritage Trust FCU can do real estate loans and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, international remittances and low-cost wire transfers. Heritage Trust FCU members may also take advantage of bilingual services, student scholarships and income tax preparation assistance.

Business and professional services include business share accounts, business loans and mortgage processing. Individuals with other financial, savings, and investment needs will appreciate health savings accounts, individual development accounts and certificates of deposits that are offered.

The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can apply to join the credit union, apply for a loan, inquire into your account, order checks, open a new share account, pay your loan, view account history, make share account transfers, bill payments, download your account history, view statements and make deposits remotely.


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