Ray Federal Credit Union of Kearny, AZ has 1,962 members and assets of $8 million. The credit union, opened in 1955, has 7 full time employees and 1 part time employee , or 280 members per employee, compared to a national average of 430.


Ray Federal Credit Union, Kearny


Ray Federal Credit Union
112 Williams Lane
Kearny, AZ 85137

Ray Federal Credit Union of Kearny, Arizona has been in service for more than 59 years. Its field of membership is a primarily metals industry common bond serving employees of any business within 30 miles of the credit union's building in Kearny, Arizona. It was originally founded to serve the miners of Ray, Arizona. It has the fastest growing membership in Arizona. It has the fastest growing assets in Arizona.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, overdraft protection and overdraft lines of credit. Debit cards and ATMs with no surcharges are available.

For members needing to establish credit, the credit union offers a credit builder program and short term small amount loans. Financial counseling, financial education and financial literacy workshops are available.

Besides automobile loans and other kinds of borrowing, Ray FCU can do real estate loans. Conveniences include low-cost wire transfers and money orders. Ray FCU members may also benefit from loans based on expected tax refund.

People having other financial, savings, and investment needs will appreciate insurance/investment products that are offered.

Available electronic access includes bank by phone and wireless phone apps. From home, you can look at your balance, view account history and download your account history.


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