KSW Federal Credit Union of Waterville, ME has 8,491 members and assets of $52 million. The credit union, opened in 1954, has 18 full time employees and no part time employees , or 472 members per employee, compared to a national average of 430.


KSW Federal Credit Union, Waterville


KSW Federal Credit Union
222 College Ave
Waterville, ME 04901

KSW Federal Credit Union of Waterville, Maine has been a member-owned institution for more than 60 years, currently from 2 locations. It is designated as a community credit union serving Kennebec and Somerset Counties, and the City of Belfast. It has the 8th fastest growing assets in Maine.

Checking services include no cost share drafts, share certificates with low minimum balance requirements and overdraft protection. Debit cards and ATMs with no surcharges are available.

For members needing to establish credit, the credit union offers share-secured credit cards and short term small amount loans. Financial counseling is offered.

Besides boat, RV, and car loans and other kinds of lending, KSW FCU can do real estate loans. Employees can help you with check cashing, low-cost wire transfers and money orders. KSW FCU members may also benefit from income tax preparation assistance and tax refund anticipation loans.

Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing and mortgage processing. People having other financial, savings, and investment needs will be pleased to find certificates of deposits and insurance/investment products that are offered.

Available electronic access includes Internet banking, automated telephone access and wireless phone apps. Remotely, you can file membership applications, take out a loan, look at your balance, order share drafts, pay your loan, view transactions, transfer money, pay bills, download your account history, get e-Statements and make mobile deposits.


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