Midwest Community Federal Credit Union (FCU) of Defiance, Ohio has been in service for more than 60 years, currently from 5 locations. Its field of membership is a community credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and micro consumer loans. Financial counseling is available.
Besides automobile loans and other kinds of borrowing, FCU can do real estate loans, has a first time homebuyer program, has indirect mortgage loans and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, low-cost wire transfers and money orders. Midwest Community FCU members may also benefit from student scholarships, income tax preparation assistance and loans based on expected tax refund.
Services to businesses and professionals include business share accounts, business loans, indirect business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will appreciate health savings accounts, certificates of deposits and insurance/investment products that are offered.
Available electronic access to FCU includes Internet account access, bank by phone and wireless phone apps. From home, you can apply to join the credit union, look at your balance, order share drafts, loan payments, view account history, transfer money, online bill pay, download your account history and view statements.
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Online newspapers and TV stations serving Defiance and Ohio: The News-Messenger, USA Today, or view a national listing of newspapers.
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