L & N Federal Credit Union (LNFCU) of Louisville, Kentucky has been in operation for more than 60 years, currently from 17 locations. It is considered a community credit union. By number of members, it is the 3rd largest in Kentucky. It also is the third largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program. Financial counseling and financial education is among the capabilities they offer.
Besides car loans and other kinds of loans, LNFCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing and low-cost wire transfers. L & N FCU members may also benefit from bilingual services and student scholarships.
Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider health savings accounts that are offered.
You can do business with LNFCU via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, purchase merchandise, transfer money, automate your bill payments, download your account history and view electronic statements.
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Online newspapers and TV stations serving Louisville and Kentucky: The Courier-Journal, Lexington Herald-Leader, or view a national listing of newspapers.
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