Southern Chautauqua Federal Credit Union (SCFCU) of Lakewood, New York has been serving its members for more than 60 years, currently from 5 locations. It is classified as a community credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program. Financial counseling and financial education is available.
In addition to car loans and other types of credit, SCFCU can do real estate loans. Conveniences include check cashing, low-cost wire transfers and money orders. Southern Chautauqua FCU members may also take advantage of in-school branches, student scholarships and loans based on expected tax refund.
Individuals with other financial, savings, and investment needs will appreciate health savings accounts and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can apply for a loan, inquire into your account, view account history, make share account transfers and bill payments.
Special offer to credit union members. See your instant credit report.
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