Ukrainian Federal Credit Union (UFCU) of Rochester, New York has been serving its members for more than 61 years, currently from 8 locations. It is classified as a primarily faith-based common bond.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial literacy workshops are available.
In addition to car loans and other types of credit, UFCU can do real estate loans and has a first time homebuyer program. Conveniences include check cashing, international remittances and low-cost wire transfers. Ukrainian FCU members may also take advantage of bilingual services, student scholarships and income tax preparation assistance.
Business and professional services include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will appreciate individual development accounts and certificates of deposits that are offered.
The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can apply for a loan, inquire into your account, order checks, pay your loan, view account history, make share account transfers, bill payments, download your account history and view statements.
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