Capital Communications Federal Credit Union (CAP COM Federal Credit Union) of Albany, New York has been a member-owned institution for more than 61 years, currently from 11 locations. It is designated as a primarily communications or utilities common bond. By number of members, it is the 10th largest in New York. It also is the tenth largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, overdraft protection and overdraft lines of credit. Debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial literacy workshops are offered.
Besides boat, RV, and car loans and other kinds of lending, CAP COM Federal Credit Union can do real estate loans and has a first time homebuyer program. Employees can help you with international remittances and money orders. Capital Communications FCU members may also benefit from income tax preparation assistance and tax refund anticipation loans.
Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will be pleased to find health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
Available electronic access to CAP COM Federal Credit Union includes Internet banking, automated telephone access and wireless phone apps. Remotely, you can file membership applications, take out a loan, look at your balance, order share drafts, pay your loan, view transactions, transfer money, pay bills, download your account history, get e-Statements and make mobile deposits.
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