Otero Federal Credit Union (OFCU) of Alamogordo, New Mexico has been serving members for more than 61 years, currently from 7 locations. Its type of membership is a community credit union. By number of members, it is the 9th largest in New Mexico. It also is the ninth largest in the state by assets.
Checking services include no cost share drafts, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
Financial counseling and financial education is among the capabilities they offer.
In addition to vehicle and personal loans and other types of credit, OFCU can do real estate loans and has a first time homebuyer program. Convenience services include check cashing and money orders. Otero FCU members may also take advantage of bilingual services, income tax preparation assistance and tax refund loans.
Business and professional services include the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will want to consider health savings accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web banking and smartphone. Electronically from anywhere, you can apply for membership, apply for a loan, inquire into your account, order checks, open a new share account, loan payments, check previous transactions, make share account transfers, bill payer service, download your account history and view electronic statements.
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